Twelfth graders learn what money really is and does, how banks use deposits to make loans that fuel the economy, and the role of the Federal Reserve in managing the nation’s money supply.
Students will be able to…
A dollar bill is just paper — so why is it valuable? And what happens to your money after you deposit it in a bank? The answers reveal how the whole financial system works.
Project each item and have students answer about money, banking, and the Fed. The tool explains how the system works.
Tap any phase to open the teacher moves and student actions.
A dollar is just paper — so why is it worth something?
Students investigate.
Students analyze.
Students communicate.
Students conclude.
Aligned to the C3 Framework for Social Studies State Standards (Economics).
Describe the roles of money, banking, and financial institutions.
Explain how the Federal Reserve uses monetary policy tools.
Evaluate the roles of institutions in a market economy.
Take informed action on economic questions.
Preview the three formative checks. Tap “Sample answer” to see what mastery looks like — hide them before you print for students.
Have students find a recent Federal Reserve interest-rate decision and explain, with evidence, how it aims to affect the economy. A printable money-and-banking sheet is in the Social Studies library.
Tap a card to flip it, then rate whether you knew it. Built from this lesson’s vocabulary.
A quick self-check with instant feedback, drawn from this lesson’s key terms.
A print-and-go review sheet with a built-in answer key. Tap “Show answer key” to reveal answers, or print the clean version for students.