Third graders learn the difference between saving (keeping money for later) and spending (using it now) — and why saving toward a goal, with the help of a piggy bank, is a smart money habit.
Students will be able to…
You can spend money now or save it for later. What does saving mean, and why is it smart?
Project each item and have students answer about saving and spending.
Tap any phase to open the teacher moves and student actions.
You can spend money now or save it for later — what does saving mean?
Students explore.
Students practice.
Students apply.
Students close.
Aligned to the C3 Framework (Economics) & the National Standards for Personal Financial Education.
Explain the purpose of saving.
Explain choices over time.
Set a simple saving goal.
Draw conclusions about money habits.
Preview the three formative checks. Tap “Sample answer” to see what mastery looks like — hide them before you print for students.
Have students name one thing they’d like to save for and how they’d do it. A printable saving sheet is in the Social Studies library.
Tap a card to flip it, then rate whether you knew it. Built from this lesson’s vocabulary.
A quick self-check with instant feedback, drawn from this lesson’s key terms.
A print-and-go review sheet with a built-in answer key. Tap “Show answer key” to reveal answers, or print the clean version for students.