Sixth graders learn the crucial difference between debit (spending your OWN money) and credit (borrowing money you must pay back). Used carefully, credit is a tool; used carelessly, it leads to owing extra in interest.
Students will be able to…
Two cards look alike but work very differently. What’s the difference between a debit card and a credit card?
Project each item and have students answer about credit and debit cards.
Tap any phase to open the teacher moves and student actions.
Two cards look alike but work differently — what’s the difference?
Students explore.
Students practice.
Students apply.
Students close.
Aligned to the C3 Framework (Economics) & the National Standards for Personal Financial Education.
Distinguish credit from debit.
Explain borrowing & lending.
Draw conclusions about responsibility.
Use credit responsibly.
Preview the three formative checks. Tap “Sample answer” to see what mastery looks like — hide them before you print for students.
Have students explain the difference between spending with debit and borrowing with credit. A printable credit-vs-debit sheet is in the Social Studies library.
Tap a card to flip it, then rate whether you knew it. Built from this lesson’s vocabulary.
A quick self-check with instant feedback, drawn from this lesson’s key terms.
A print-and-go review sheet with a built-in answer key. Tap “Show answer key” to reveal answers, or print the clean version for students.